Wiki source code of Payment Service provider API ISO8583_2 ( IFSF) H2H description

Version 30.15 by Pål-Eirik Askerød on 2017/11/01 14:37

4.1	1	(% class="WordSection1" %)
	2	(((
19.1	3	= Overview =
5.2	4
	5	The purpose of the H2H PayEx link is to enable authorization and settlement of card transactions, where PayEx is end host for that card, or just an PSP. The third party host acts as a gateway in between payment terminals and PayEx.
	6
	7
	8	[[image:pos server.png]]
	9
	10
	11
4.1	12
19.1	13	The third party host can be a single or dual host system.
	14	PayEx has a fully redundant system, with an active/active configuration.
30.4	15	The third party host(s) connects through PayEx load balanser.
19.1	16
	17
20.1	18	== Supported massage types ==
19.1	19
4.1	20
21.1	21	\|=Message Type\|=Reference
23.1	22	\|1100/1110\|[[AUTHORISATION REQUEST>>doc:AUTHORISATION REQUEST 1100/1110]]
23.2	23	\|1200/1210\|[[FINANCIAL TRANSACTION REQUEST>>doc:.FINANCIAL TRANSACTION REQUEST 1200/1210.WebHome]]
	24	\|1220/1221/1230\|[[FINANCIAL TRANSACTION ADVICE>>doc:FINANCIAL TRANSACTION ADVICE 1220/1221/1230]]
	25	\|1420/1421/1430\|[[REVERSAL ADVICE>>doc:REVERSAL ADVICE 1420/1421/1430]]
	26	\|1820/1830\|[[NETWORK MANAGEMENT>>doc:.NETWORK MANAGEMENT 1820/1830.WebHome]]
30.3	27	\|1520/1521/1530\|RECONCILIATION REQUEST (Currently not supported)
4.1	28
30.15	29	* Message types included in the table above are supported unless otherwise specified. E-g reconciliation is not currently supported.
	30	Use links to different message types for details on specific messages.
23.3	31	Only the Financial transaction advice (1220), Reversal Advice (1420) use repeat messages. Repeats are to be sent according to xxxxxxx rules
30.14	32	* Advice can be declined by PayEx for technical reasons. In this case the third party host need to retry the advice until manual intervention or the advice has been accepted. It’s expected that the third party implement a retry delay (to-be-defined). After 6 retry attempts have failed manual intervention by third party and PayEx support must be initiated.
4.1	33
19.1	34	== Message layout ==
	35
16.1	36	This section covers message types and fields supported by PayEx
4.1	37
17.2	38
16.1	39	\|=Presence\|=Title\|=Description
	40	\|C\|Conditional\|The data element’s presence depends on specific circumstances, witch are described either directly or by reference in the message content table.
	41	\|CE\|Conditional echo\|The response message must have the same data element if the data element was present in the original message
	42	\|M\|Mandatory\|Data element must be present in the specified message
	43	\|ME\|Mandatory echo\|The response message must have the same data element and value as sent in the original message request or advice message
	44	\|O\|Optional\|The data element may or may not be present in the message
17.2	45	)))
4.1	46
30.15	47	Optional fields may always be present in requests, even when not needed. In such case, they will be ignored. Requests received missing a mandatory field will get action code 904 - Format Error.
17.2	48
	49	The third party host must ignore unknown fields included in the response messages.
	50
	51	When no usage notes are given in the field description, the field should be used as described in IFSF [1].
	52
	53	The “Format”-column can contain following info:
	54
	55	* LL: Variable length field, max 99 bytes as data. The field contains 2 bytes holding the length of the data. Example: 303101 a one byte field with LL = 3031 and the data is 01.
	56	* LLL: Variable length field, max 999 bytes as data. The field contains 3 bytes holding the length of the data. Example: 30303101 a one byte field with LLL = 303031 and the data is 01.
	57	* Date/time field formats, YYMMDDhhmmss (or variations), where:
	58	** YY : Last 2 digits of the year, 00 through 99
	59	** MM: Month, 01 through 12.
	60	** DD: Day, 01 through 31
	61	** hh: Hour, 00 through 23
	62	** mm: Minutes, 00 through 59
	63	** ss: Seconds, 00 through 59
	64
	65	The “Type”-column can contain:
	66
	67	* a : Alphabetic character [a..z,A..Z]
	68	* n : Numeric BCD-digit. [0..9]
	69	* ans: alphabetic, numeric and special characters
	70	* an : alphabetic and numeric.
	71	* s : Special characters.
	72	* b : Binary
	73	* p: pad character, space
	74	* x: “C” for credit, “D” for debit and shall always be associated with a numerical amount data element.
	75
	76	The “Size”-column can contain:
	77
	78	* Variable length fields have a size that looks like “..nn”, where nn is the maximum number of characters or bytes.
	79	* A fixed length field has “n” as size content, with n the number of characters or bytes.
	80
	81	All fixed length “n” data elements are assumed to be right justified with leading zeroes. All other fixed length data elements are left justified with trailing spaces. In all “b” data elements, blocks of 8 bits are assumed to be left justified with trailing zeroes.
	82
	83
24.2	84	== Message protocol ==
17.2	85
24.2	86	All messages are transferred using TCP/IP sockets.
	87
	88	The message will be encapsulated in a transmission frame as follows:
	89
	90	* The first 4 digits contain the length of the message in ASCII (decimal value, most significant digit first). The length field includes all bytes from the first byte of the message ID up to the last byte of the last field.
	91	* This 4-digit length field is immediately followed by the message ID, also in ASCII (decimal value, most significant digit first).
	92	* An 8 byte message bitmap, which is a binary field (so not ASCII encoded).
	93	* Message fields, which could be ASCII or binary encoded. The fields with format ‘n, ns, an, ans, anp or x’ are ASCII encoded, while the fields with format ‘b’ are binary encoded. The following conventions shall be applied to all data elements:
	94	** All fixed length numeric data element values shall be right justified with leading zeroes.
	95	** All fixed length data elements with alphabetic or special characters shall be left justified with trailing blanks.
	96	** All fixed length binary data elements shall be right justified with leading zeroes.
	97	** The position of a character or a bit in a data element shall be counted from the left beginning with one (1).(See also section 5.1 Attribute specification in [01])
	98	** No trailer is included.
	99
	100	Example: An imaginary message which consists only of a message ID “0300” and an empty bitmap (all zeros) will be transmitted as follows:
17.2	101
24.2	102
24.3	103	\|=Length\|=(((
	104	Message ID
	105	)))\|=Bitmap
24.2	106	\|=0x30 0x30 0x31 0x32\|=0x30 0x33 0x30 0x30\|=0x00 0x00 0x00 0x00 0x00 0x00 0x00 0x00
	107
24.3	108	Example: An 1820 message, without MAC, will be transmitted as follows: Message bytes (hex):
	109	303035303138323002300101000000003039313031353238343133383239313030393039313031353238343138333130353130303331
	110
	111
	112	\|=Field\|=Format\|=Encoding\|=Data\|=Parsed
	113	\|Message Length\|n\|ASCII\|30303530\|0050
	114	\|Massage ID\|n\|ASCII\|31383230\|1820
30.9	115	\|Bitmap\|b\|Binary\|0230010100000000\|
24.3	116	\|7 - Date/Time\|n\|ASCII\|30393130313532383431\|0910152841
	117	\|11 - STAN\|n\|ASCII\|333832393130\|382910
	118	\|12 - Date/Time\|n\|ASCII\|303930393130313532383431\|090910152841
	119	\|24 - Function code\|n\|ASCII\|383331\|831
30.9	120	\|33 - Forwarding institution identification code\|n\|ASCII\|(((
	121	30323135
	122	)))\|15
24.3	123
30.14	124	The PayEx response timeout is set to 30 seconds. If after 30+1 seconds, no response has been received, the third party host needs to take the appropriate action based on the message type. (E.g. send a reversal)
24.3	125
	126	The third party host has the possibility to perform offline stand-in, thought this needs to be agreed with the indididual card issuers. Otherwise the station might not be reimbursed.
	127
30.13	128	== ==
	129
25.1	130	== PIN Validation ==
	131
29.2	132	PayEx perform online PIN validation on payment cards where PayEx is the acquirer, on all other cartds PIN is validated by the third party acuirer. PayEx will not interpret P-22 Point-Of-Service code to determine if it needs to validate PIN or not on PayEx fuel cards, but 3rd patry aquirers might so it's good practice to use P-22 correctly.
25.1	133
	134	Fields required for PIN validation are:
	135
	136	* P-48-14 – PIN encryption Methodology
	137	* P-52 – PIN data
	138	* P-53 – Security related information
	139
30.14	140	(% class="wikigeneratedid" id="H-1" %)
	141	See security documentation for details.
30.13	142
30.14	143
30.7	144	== Security documentation ==
	145
30.12	146	Here you can find details regarding the security aspects of this H2H integration.
30.7	147
30.13	148	__[[SECURITY SPECIFICATION>>doc:.PayEx IFSF H2H Security specification.WebHome]]__
30.12	149
30.7	150
26.1	151	== Message field details ==
	152
	153	P-3 PROCESSING CODE
	154
30.13	155	Code used to describe the effect of a transaction on the customer account and the accounts affected. Currently fixed 00000000 : Goods and services
26.1	156
30.13	157
26.1	158	P-4 AMOUNT, TRANSACTION
	159
	160	The amount is a numeric value, expressed without a decimal separator. Where a minor unit of currency applies, the relevant minor unit data element indicates the number of decimal places in the relevant amount. Example : 1 kr = 100
	161
30.13	162
26.1	163	P-7 DATE AND TIME, TRANSMISSION
	164
	165	Date and time of message transmission from the third party host.
	166
30.13	167
26.1	168	P-11 SYSTEM TRACE AUDIT NUMBER
	169
	170	Number assigned by the third party host to assist in identifying a transaction uniquely. Range 000001 till 999999. Every message must have a new STAN, repeats use the same STAN as the original message.
30.13	171
	172
26.1	173	P-12 DATE AND TIME, LOCAL TRANSACTION
	174
	175	Date and time of the transaction when performed on the POS.
	176
30.13	177
26.1	178	P-22 POINT OF SERVICE DATA CODE
	179
	180	A series of codes intended to identify terminal capability, terminal environment and presentation security data.
	181
	182	\|=Point of service date code\|=Description
	183	\|POS 1: Card data input capabilities\|2: magnetic stripe read A: RFID
	184	B: Magnetic stripe reader and key entry
	185	C: Magnetic stripe reader, ICC and key entry
	186	D: Magnetic stripe reader and ICC
	187	\|Pos 2: Cardholder authentication capability\|1: PIN
	188	Y: Signature,plaintext/enciphered PIN offline and ‘no cvm’ capable, enciphered pin online
	189	\|Pos 3: Card capture capability\|0:None
	190	T: None and SDA/DDA/CDA capable
	191	\|Pos 4: Operating environment\|(((
	192	1: On premises of card acceptor, attended
	193	2: On premises of card acceptor, unattended
	194	)))
	195	\|Pos 5: Cardholder present\|0: Cardholder present
	196	\|Pos 6: Card present\|1: Card present
27.1	197	\|Pos 7: Card data input mode\|2: Magnetic stripe read
26.1	198	3: Bar code
	199	5: ICC
	200	6: Key entered A: RFID
	201	D: Magnetic stripe read following failed chip card read
	202	\|Pos 8: Cardholder authentication method\|0: Not authenticated
	203	1: PIN
	204	5: Manual signature verification
	205	\|Pos 9: Cardholder authentication entity\|0: Not authenticated
	206	1: ICC
	207	2: Card acceptor device 3: Authorizing Agent
	208	\|Pos 10: Card data output capability\|1: None
	209	3: ICC
	210	\|Pos 11: Terminal output capability\|2: Printing
	211	4: Printing and display
	212	\|Pos 12: PIN capture capability\|C: Twelve characters
	213
	214	P-24 FUNCTION CODE
	215
	216	\|=Function code\|=Description
	217	\|101\|Original authorization, amount estimated used in 1100
	218	\|200\|Original financial request/advice Used in 1200/1220/1221
	219	\|201\|Previously approved authorisation, amount the same Used in 1220/1221
	220	\|202\|Previously approved authorisation, amount differs Used in 1220/1221
	221	\|400\|Full reversal Used in 1420/1421
	222	\|831\|Echo test Used in 1820
	223
	224	P-25 MESSAGE REASON CODE
	225
	226	\|=reason code \|=Description
	227	\|1003\|Card issuer unabailable
	228	\|1004\|Terminal processed
	229	\|1508\|On-line forced by terminal
	230	\|4000\|Customer cancellation
	231	\|4020\|Invalid response, no action taken
	232	\|4021\|Timeout waiting for response
	233	\|4351\|Cancellation - unmatched signature
	234
	235	P-30 ORIGINAL AMOUNT
	236
	237	The original amount data element is a constructed element of two parts with a total of 24 positions:
	238	a) Original amount transaction, n 12;
	239	b) Original amount reconciliation, n 12.
	240	Absence of data shall be indicated by zeroes. These parts shall be used when attempting to perform a partial approval and shall contain the original amounts.
	241
30.13	242
26.1	243	P-33 FORWARDING INSTITUTION IDENTIFICATION CODE
	244
	245	10 digit code identifying the 3rd patry host. Each 3rd party integrated with PayEx will be assigned a unique code that they are to use in all messages where P-33 is specified.
	246
30.13	247
26.1	248	P-38 APPROVAL CODE
	249
	250	Code assigned by the authorising institution indicating approval.
	251
30.13	252
26.1	253	P-39 ACTION CODE
	254
27.1	255	See action code page for codes that can be returned by PayEx.
	256
30.13	257
27.1	258	P-41 Card acceptor terminal identification
30.6	259	Needs to be unique per POS terminal at the merchant site. For Indoor terminals use the range 1-99 and for outdoor terminals 100-199. PayEx needs to be informed of how many terminals that are installed at the merchant site.
27.1	260
30.13	261
27.1	262	P-42 Card acceptor identification code
	263
	264	8 digit unique ID provided by PayEx for each merchant.
	265
30.13	266
27.1	267	P-43 Card acceptor name/location
	268
	269	The name and location of the card acceptor.
	270
30.13	271
27.1	272	P-48 MESSAGE CONTROL DATA ELEMENTS
	273	Used for the control of messages between the POS and the FEP. These are present in field 48 as a variable content data element. It uses a standard bit map to identify the specific data elements present in field 48. The format is LLLVAR with a maximum length of 999. The 8 byte bit map is the first item (element 48-0) in the data element.
	274
	275
30.13	276	P-48-4 BATCH/SEQUENCE NUMBER
	277
27.1	278	This field identifies the transactions associated with a particular settlement period. This number starts at one and increments with each Reconciliation.
	279
	280
30.13	281	P-48-8 CUSTOMER DATA
	282
27.1	283	The customer data is any data entered by the customer or cashier as required by the authorizer to complete the transaction. Transactions requiring customer data may be related to fleet fuelling, cheque authorizations or any other type of retail store management functions. Up to sixteen separate entries are supported. Each entry consists of two elements, the type of customer data entered and the variable length value of the entered data. Successive entries are separated by a back-slash (\). (Note: the LVAR method is not used for these entries.) The entire data element has a maximum length of 250 bytes and is parsed as an LLLVAR field.
	284
	285	\|=Element\|=Name\|=Attribute\|=Description
	286	\|48-8-1\|Number of customer data fields\|n2\|Count of customer data entries to follow.Note: this value must be from 1 to 16.
	287	\|48-8-2\|Type of customer data\|an 1\|Identifies the type of customer data entered. (see P48-8-2)
	288	\|48-8-3\|Value of customer data\|ans...99\|Data entered by customer orcashier.
	289
28.1	290	P-48-8-2 TYPE OF CUSTOMER DATA
27.1	291
28.1	292	1 - Vehicle Number
	293	3 - Driver ID
	294	4 - Mileage
	295	5 - Driver license number
	296	B - Unit number/fleet ID
	297	D - Customer verification code
	298	G - Alphanumeric entered data
27.1	299
30.13	300	The information encoded on track 2 of the magnetic stripe as defined in ISO7813, excluding beginning and ending sentinels and longitudinal redundancy check characters.
27.1	301
	302
30.13	303	P-48-9 TRACK II OF VEHICLE CARD
27.1	304
30.5	305
30.13	306	P-48-14 PIN ENCRYPTION METHODOLOGY
30.5	307
30.13	308	See [[security documentation>>doc:.PayEx IFSF H2H Security specification.WebHome]] section for details.
30.5	309
27.1	310
	311	P-48-32 VAT PERCENTAGES
	312
	313	List of VAT codes accompanied with their corresponding VAT percentage.
	314
	315	The purpose of this field is to link the VAT codes as used in field P-63 Product data, P-63-8 tax code, to actual VAT percentages. As the incoming link can be multi-country, and PayEx does not have product codes per VAT rate, the VAT rates need to be provided in every transaction.
	316
	317	Individual items are separated with a backslash character.
	318	Only VAT codes used in the product data (P-63) need to be described in this array. Others will be ignored.
	319
	320
	321	P-48-37 VEHICLE IDENTIFICATION ENTRY MODE
	322	Only present when a vehicle number is available (P48-8). Defines how the vehicle number was entered:
	323
	324	0 - Manual entry
	325	1- On the Card
	326	2 - Automatic Licence Plate Recognition
	327
30.13	328
27.1	329	P-48-38 PUMP LINKED INDICATOR
	330
28.1	331	Indicating whether the fuel pump reading is is linked to the payment terminal:
27.1	332	0 – Unspecified
	333	1 – Pump-linked
	334	2 – Pump not linked
	335
	336
	337	P-48-39 DELIVERY NOTE NUMBER
	338	Number allocated by the terminal given to the customer as printed on the ticket.
	339
30.13	340
27.1	341	P-49 CURRENCY CODE , TRANSACTION
	342	All transactions are in local currency, as defined during system installation. Actual value is as defined by ISO 4217.
	343
30.13	344
27.1	345	P-52 PIN DATA
30.2	346	ISO 9564-1 format 0 PIN block encrypted with PIN encryption key.
28.1	347
30.13	348	See[[ security documentation>>doc:.PayEx IFSF H2H Security specification.WebHome]] section for details.
28.1	349
30.13	350
28.1	351	P-53 SECURITY RELATED CONTROL INFORMATION
	352
30.13	353	See[[ security documentation>>doc:.PayEx IFSF H2H Security specification.WebHome]] section for details.
28.1	354
	355
28.2	356	P-56 ORIGINAL DATA ELEMENTS
	357
	358	Data elements of original transaction which contains the original “message identifier”, original “STAN” and original “date and time – local transaction”. This must be present if the message is preceded by an 1100 Authorisation Request, it can be omitted if the message is as a result of a store and forward transaction.
	359	In Payment advice : Link to previous Authorisation dialog
	360	In reversal advice : Link to previous Authorisation request or previous Payment request being reversed.
28.1	361
28.2	362
	363	P-62 PRODUCT SETS AND MESSAGE DATA
	364
	365	This field contains allowed product sets and message data.
	366
	367	\|=Number\|=Name\|=Format\|=Attribute\|=Description
	368	\|62\| \|n\|3\|LLLVAR length field. Sets the length of P-62 data
	369	\|62-1\|Allowed products\|ans\|...99\|LLVAR field, contains the products that are allowed
	370	\|62-2\|Device text\|n\|1\|For what device 62-3 is to be sent to
	371	\|62-3\|Massage text\|ans\|...999\|LLLVAR field. Display text
	372
	373	All subfields must be present when bit 62 is set. Field 62 shall not be sent if none of the three subfields need to be sent. If one of the subfields needs to be sent, all three subfields shall be sent.
	374
28.3	375
	376	P-63 PRODUCT DATA
	377
	378	This data element provides the detailed information on the products purchased or selected by the customer. The first two fields (63-1, 63-2) appear once per transaction. The next seven fields can be repeated up to 18 times.
	379
	380	Each product is represented by seven fields: Product Code, Unit of Measure, Quantity, Unit Price, Amount, Taxcode and Additional product code. The variable length fields and the succeeding entry are separated by a back-slash (\).
	381	Unit price and amount may be negative or positive, but the sum of the amounts in the product data must equal the transaction amount.
	382	The values of Quantity and Unit price may have a value that includes both integer and fractional values. The format of these fields consists of a single digit, which specifies the number of fractional digits following the integer, followed by the numeric value.
	383	The value must be numeric. The number of fractional digits has a maximum of 4. The Amount field may have fractional digits. The number of fractional digits is specified by the currency code.
	384
	385	The list of sales items can contain a mixture of normal sales items and refund items. These are included in the online Host message as follows:
	386
	387
	388	\|=Number\|=Format\|=Field\|=Description
	389	\|63\|n 3\|Product data\|LLLVAR length field. Sets the length of P-63 data
	390	\|63-1\|a 1\|Service level\|(((
	391	S - Self-serve
	392	F - Full serve
	393	Space - Information not available
	394	)))
	395	\|63-2\|n 2\|Number of products\|Count of products (sale item) reported for this transaction.
	396
	397	Each Sales item consists of the following components:
	398
	399
	400	\|=Number\|=Format\|=Field\|=Description
	401	\|63-3\|n 3 \|Product code\|3-digit product code that defines the type of product sold
30.13	402	\|63-4\|a 1 \|Unit of measure\|Indicates the meaning of the Quantity field. ‘U’ Sold per Unit
	403	‘O’ Unit of Measurement undefined ‘L’ Sold per Litre.
28.3	404	\|63-5\|n 9\|Quantity\|Number of product units
	405	\| \| \|Separator\|‘\’ To separate Quantity from Unit-Price
	406	\|63-6\|sn 9\|Unit price\|Starts with a Minus sign when Unit price is negative. First digit is exponent. Typically 3 for fuels, and 2 for shop articles. Remaining digits are actual unit price
	407	\| \| \|Separator\|‘\’ To separate Unit price from Amount
	408	\|63-7\|sn 12\|Amount\|Starts with a minus sign in case Item amount is negative. 2 decimals are always implied.
	409	\| \| \|Separator\|‘\’ To separate the Amount from the Vat Code
	410	\|63-8\|an 1\|Tax code\|1 digit VAT code
	411	\|63-9\|n 14\|Additional Product code\|Up to 14 digits article number as known in the POS
30.13	412	\| \| \|Terminator \|‘\’ To mark the end of this sales item
28.3	413
	414	P-64 MAC
	415
30.14	416	MAC is calculated/verified according to the “ANS X9.9 Option 1 (binary data) procedure using ISO 16609 CBC-mode Triple-DES”.
28.3	417
30.14	418	See [[security documentation>>doc:.PayEx IFSF H2H Security specification.WebHome]] for details.
28.3	419
	420
30.11	421	P-127 Encrypted data
	422
30.13	423	This field contains the encrypted track2 data. See [[security documentation>>doc:.PayEx IFSF H2H Security specification.WebHome]] section for details on how to generate this field.
30.14	424
	425